Auto Insurance

You’re legal to drive, but are you really covered?

Have you purchased a new car recently? As most cars are rolling off the lot at more than $50,000, the lowest limits of 25/50/25 won’t cut it anymore! Getting the lowest limits because the law approves it doesn’t mean you are fully covered.

25/50/25 limits of liability mean that the policy will pay $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. So, in case you hit someone, and it costs above the limits of liability, you will be responsible for that. Medical costs are high, and so are the values of most cars on the roads today.

Why Do You Need Auto Insurance?

Paying for vehicle damages can be very expensive; thus, it’s crucial to have coverage for all the situations that might arise. There are many reasons why one needs to buy auto insurance, for example:

  • You might not be able to afford car repairs and/or replacement costs if your car was totaled in an accident and/or stolen.
  • If you’re involved in an accident, and your liability limit exceeds the amount of money that is not covered by your auto policy, this could lead to a hefty financial burden on your part.

Choose Your Coverage

We’ll help you choose from different options or even customize your coverage to meet your needs. We work tirelessly to provide you with the best protection for your vehicle. Lachman Insurance Agency can help you get the best price on auto insurance. We provide you with the best rates in your area and help you save with discounts.